My friend sent me this link a while ago.
Life for an Adult with Autism
I don't remember watching it. Maybe I was too busy or perhaps I purposely avoided watching it. It made me realize one big dilema I have. I have been living my whole life depending on myself. I struggle, suffer, persevere and triumph...alone. Acompanied by my children, I go forward in this life, knowing they will grow in the future and have their own lives. All will leave the nest, except one. This is why I like to stay in the here and now. The realization that I will not be able to care for the Little One forever has hit me like a ton of bricks.
Since this realization how come upon me, I now must refocus my financial goals to care for his needs. My oldest children have vowed to care for him, but even if they do keep this noble promise....special assistance, attendants and such will be needed. I know, it seems like I am jumping the gun. This is how I reacted when he started regressing and how I got the EI started right away. I see a problem, I work on the solution. Life insurance, trust funds and the like will be my topics for indepth research. I don't know what the future holds, so I will be setting up the life insurance ASAP. I'll keep you posted.
2 comments:
Hello Supermom,
I may be out of line here, but can I make a suggestion?
I really enjoy the way you write. It is done with compassion and sense. Have you ever considered writing a book? I would think that a book about your children and the trials you and they, have gone through would be a must read. This could even be embellished more and made into a fiction.
The potential residual income could go into a trust for your baby, don't tell them I called them that - mine hate that.
I would buy and read your book.
-d
Divorce To Financial Feedom
The future is definitely a difficult yet important thought. Life insurance is definitely a must, regardless of special needs.
But you bring up a good point about not knowing how "Little One" will manage without you (and there is no doubt a slew of thoughts about how you will never have "your own time," too) Financial and psychological, the possibility is no doubt daunting.
It might be that when you are both older (and can assess LO's progress) you can move to a state that provides more long-term care like the option profiled in the link you provided. It might be that he will be perfectly fine living independently, but you are smart to look ahead just in case.
Best of luck!
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